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To answer the original question though, do what it says here and see what happens...
http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance
you can quickly cover 85% of insurance providers from the first 5 sites.

Can't vouch for how it turns out for youngsters like you Mr Rebel, this sort of thing wasn't around when I was young... It were all fields round here.

i think i had a quote of like £3,000 on my car!!

i use tesco, got the club card points and all, oh you can pay your premium with clubcard points, maybe do that rebel? especally considering you work for them, they may even discount you more!!

im fully comp, 8000 miles, £1,300 ish!!
not too bad considering

do yuo not have any no claims??

if you said you do it online when you phone them up also, they give you further discount, thats what i did

anyway give em a call, and say your staff

Trouble is, the 15% not covered are the ones most likely to not run a mile, screaming, from a yoof with a distinctly patchy driving record and a cack-hand old van.

Maybe, like I said never tried it in my youth. However when I'm insuring the LHD smart a bunch of the brokers / insurers do not quote for LHD cars. But becuase you get so many providers at once it makes up for it and you still get some interesting quotes. (mostly sub £100 comp each for the 2cv, smart and civic)

As you've got over 200 brokers / insurers quoting, after a few minutes form filling, it might be worth a try? (and the next year its lightning fast to requote as your data is saved)

Oh yeah...



I can't remember the last time I paid more than £120 fully comp...

in the last couple of years I've had £99 insurance with The Post Office (£50 excess)
£120 with Adrian Flux (can't remember excess, I did get 0 one year and it wouldn't have been more than 100)
£110 with Footman James (again either £50 or £100 excess)

and now on the allegro, £100.20p FJ.

But then I'm old (for all you under 25s!!) and my last accident (never been at fault mind) and points were well over 5 years ago.

Hang in there! It'll get cheaper!

It's because you're effectively being offered credit every time you get a quote. I know, it doesn't seem fair, but it caused our mortgage advisor to do that noise that builders do when they see a badly installed partition wall.

That's an odd system. the fact that you are being offered the credit is the salient point, that must mean that you are creditworthy no? Your refusal to accept it shouldn't be recorded as their refusal to grant it. Stranger things have happened though.

Question: When using 'classic' insurance (mine's with FJ) does your NCD for ordinary vehicles remain intact?

Oi mister toomany2cvs! For the record non of my accidents were my fault lol even the copper who was at court the day I got points said I had a strong case to win and I should have, even he said they discriminated against my age so have any of you van owners tried van insurers?

James, I do question whether Tesco Insurance will pay up the amount you think the car is worth, if (God Forbid)you had to make a claim for total loss. The "benefit" of Classic car insurance is "agreed value", with Tesco they will pay out "market value", which for a 20+year old car is about £100. Is it worth paying £1300 for a "return" of £100?

Is there anybody on this forum that has had experience of claiming on an total loss classic car on a "normal" car insurance?

Not on a car but I did on a motorbike. I had to supply several photo's to prove that the bike was in exceptional condition, and thus commanded a greater replacement value. Some vehicles fall off the book, which means that to ascertain their value you need to provide the insurers with additional information. When it says 'market value' on your policy that is what they will offer, so for a 2cv next to nothing.

I wonder how those price valuations in the classics mags will stand up as proof, as surely they now give the current 'market value'?