Re: Temperature guage sender insulation...
terpineol,
whilst the engine is running, there's a temperature gradient across the metal of which the cylinder head is formed, with over 200C on the 'hot' side...
When you switch the engine off after a run, there's no longer any flow of air cooling the outer surfaces, nor is the oil circulating to make its contribution to the cooling process, so the temperature of the 'outer' surfaces will increase.
This is why you are seeing a higher reading on your gauge after stopping, in much the same way as the needles on the cylinder head temperature gauges used on the 2CV racers will rise _after_ the engine is switched off.
There's probably a good case for easing off on the throttle for the last mile or so of a fast run on the motorway, when planning to stop for petrol, to lower the general temperature of the engine...
ken.