Ebay - love it or loath it, you gotta grudgingly accept it serves a major purpose. It's a shame it doesn't have a
proper competitor, tho' - that would keep their outrageous charges down.
It ain't necessarily 'caveat emptor' either; they do have pretty good protection built-in. On the two occasions I have been sold items which weren't as described, both times eBay/PayPal sorted it out to my satisfaction (with the last incident, only sorted a few days ago, I ended up with the incorrect 2GB card (deliberately sent instead of 8GB)
and a full refund. That'll teach the b'st'rd.)
I mentioned on the 'Technical' forum - the thread about the 'prang' - how worthwhile it is having 'legal protection' on your car policy. Well, this could be an even more useful addition on your household insurance as this usually includes 'contractual' disputes. Bear in mind two things: (1) a winning bid in an auction
is legally binding, but most people think it too hard to enforce, and (2) the item description
must be accurate. Again, many people will allow themselves to be 'had'. With legal protection behind you, all you need to do is call them up and, if that threat doesn't encourage the 3rd party to come clean, fill out a form and sit back. Provided that the case is 'genuine' - ie: you have a good chance of winning - then they'll take it on and will almost certainly win for you.
A couple of years ago I bought a Mazda Bonga on behalf of my niece. On the return journey it was clear all was not well, and the advertised description had a number of glowing exaggerations/untruths in it. My niece had paid by cheque, so no claim on PayPal or credit cards. I checked my household insurance and found I was covered for 'contractual disputes such as car purchases'... Woohooo. I got as far as filling out the claim form and having a solicitor allocated to the case when the seller capitulated. Cost me nothing but a bit of time.
Ok, last suggestion! Instead of including 'Legal Prot' with both your car
and house insurances - at a rough cost of around £25 each - instead take out a single policy with AutoLaw
http://www.autosure.eu/index.php?option ... Itemid=439 which is £19.99 for pretty much everything cover for one person, or £24.99 for the whole family. They were recommended in Honest John's newspaper column and that's the way I'm going with this year's renewals. Mind you, I haven't had to 'try' them out yet...